4.8 stars · 50k+ drivers approved · $5M+ saved in Inspection costs
Chex.AI gives insurers instant AI car damage detection from any phone. Automate claims processing and underwriting with photo-based self-inspection, fraud checks, and audit-ready damage reports in minutes.
Most drivers lose half a working day to an inspection appointment. This is the same standard, done in your own parking spot — and it never fails you for a blurry photo.
01Pick your insurer and coverage type, and we load the exact photos and fields they require to bind, renew, or add coverage. We load the exact inspection form your platform requires.
No account setupCarrier requirements pre-loadedWorks with any policy typeSTEP 1 / 4
≈ 0.8 seconds
02On-screen framing guides walk you around the car shot by shot. Blurry, dark or incomplete frames get flagged instantly so you never fail on a bad photo.
12 guided capturesLive quality coachingVIN, plate & odometer auto-readSTEP 2 / 4
≈ 1.2 minutes
03Chex.ai check 163 vehicle parts for 21 damage types, then a certified reviewer signs off on the safety items your platform cares about.
95–99% detection accuracyDamage auto-detectedTamper & fraud checksSTEP 3 / 4
≈ 2 minutes
04Your signed inspection report lands in your inbox and dashboard, formatted for upload. Stored permanently for audits, disputes and renewals.
Platform-ready PDFPermanent audit trailInstant confirmationSTEP 4 / 4
Same day
Chex.AI is an AI vehicle inspection platform for insurers with a phone-based self-inspection that detects damage across 163 parts, so claims teams and underwriters work from the same verifiable evidence.
Detects dents, scratches, cracks, rust and prior damage across 163 parts and 21 damage types with photo-backed accuracy.
Flags manipulated, duplicate, or stale images before they enter a claim.
Verify condition at policy binding with a self-inspection that documents existing damage before coverage starts.
Key policy data captured from images no manual entry, no transcription errors.
A documented baseline at inception to verify condition and cut renewal disputes.
Push standardized reports into your systems, or run as a hosted policyholder link.
5K+
Inspections
5+
Years of Experience
4.8*
Average Driver Rating
30 min
Average Inspection Time
Automated claims: Route and prioritize claims instantly by AI-scored damage severity. Route and prioritize claims instantly with chex.ai
AI Damage Detection: Identify exterior and interior issues with pinpoint accuracy.
Compliance Reports: Generate automated reports for safety and operational standards.
Underwriting evidence: Capture verified condition at binding to price risk and prevent disputes.
AI-powered scan complete exterior condition verified with high precision.
With a user-friendly app and comprehensive dashboard, Chex.AI streamlines AI claims processing and delivers detailed, real-time insights.
Trigger a self-inspection at FNOL or policy binding no app download for the policyholder.
Follow the clear on-screen prompts for each point, capturing photos and short video clips.
Chex.AI scores condition, surfaces damage and fraud signals, and documents the result.
Automate claims processing and cut cycle time from days to minutes with instant AI damage reports.
We provide the best service at a lower cost while keeping evidence quality high.
High accuracy levels and advanced machine vision technology to accurately pinpoint the damage
With Easy To Follow Guidelines Provided, customers can complete inspection in minutes
Objective, pre-bind vehicle inspection data helps underwriters price risk and reduce disputes.
Insurance serviceThe same inspection your drivers complete in thirty minutes becomes a standardised compliance record for your operation.
$5M+
Inspection costs saved
72%
Faster driver approval
5+
Years in production
Every panel is documented at policy start, so pre-existing damage is on record and you never pay a claim for a dent that was already there.
Capture the loss from the claimant's phone so you get complete, framed damage photos on day one instead of a week of back-and-forth.
Every record is time-stamped and geo-verified, so pre-existing damage is documented before you're on the hook — and disputed claims drop.
Ask everything you need to know about our product and services. We are here to answer all of your questions.
AI analyzes photos of a damaged vehicle to detect and grade damage across 163 parts, flag fraud, and generate a settlement-ready report. Chex.AI automates first-notice-of-loss triage so claims move from days to minutes without an adjuster visit.
A pre-insurance vehicle inspection documents a vehicle's condition before coverage begins. Chex.AI lets the policyholder complete it as a phone-based self-inspection, giving underwriters verified evidence of existing damage at binding.
Chex.AI detects damage across 163 parts and 21 damage types with 95–99% accuracy, and every finding is backed by a captured photo so claims and underwriting teams can verify it.
Built-in fraud and tamper detection flags recycled, edited or off-site photos before they enter a claim, ensuring payouts match real, verifiable damage.
Book a 15-minute demo and watch Chex.AI assess a vehicle, flag the damage and fraud, and generate a settlement-ready report.
No credit card required, cancel anytime.
